Fast, Comprehensive Mortgage Capacity Assessments From £149

Court-Approved Mortgage Capacity Assessments with no hidden fees, completed within 48 hours, at no extra cost to you.

The MCR Co, Part Of The Bright Money Family

Who We Are

The MCR Co is part of the Bright Money Independent group. Bright Money Independent is a privately-owned firm of independent mortgage & protection advisers, established in 2011. Based in Thame, Oxfordshire, our team of specialised professionals work closely with individuals and businesses across the UK.

How We Work

Bright Money Independent aims to assist with the financial services life cycle to help our clients make the right decisions. We do this in plain and simple terms avoiding jargon, so our clients fully understand the recommended products and associated risks

How We Are Different

We’ve worked with Family Law firms across the UK, to create a comprehensive court-approved mortgage capacity assessment. We have a deep understanding of the process which is why we are able to complete reports within 48 hours, at no extra cost to you.

Why Choose A MCR Mortgage Capacity Report?

  • Experienced Professionals

    Our team has decades of experience in the mortgage industry, our advisers are CeMAP qualified and will be currently advising.

  • Court-Approved Reports

    Our Capacity reports are recognised and trusted by solicitors and courts, making them invaluable during legal proceedings like divorce settlements.

  • Quick Turnaround

    We deliver your comprehensive report within just 24-48 hours of receiving all details, ensuring you can move forward with confidence.

  • Free Mortgage Advice

    Once you have completed a report with your adviser, they will not charge you further broker fees.

See Our Reports

Mortgage Capacity Reports In Four Simple Steps

Alongside The Data, We Offer Expert Advice On Your Next Steps, Tailored To Your Specific Circumstances And Goals

1.Select Your Report

You can call us or submit an enquiry if you would like to discuss which report is best for your needs.

All our reports include one additional scenario and 48 hour completion at no extra cost.

2. Complete The Docs

Once you’ve purchased the report, you will instantly receive your fact find. Complete and return it to us.

3. Receive Your Report

Within 24 - 48 hours, you’ll receive a comprehensive report, complete with detailed analysis and personalised advice.

4. Feel Looked After

Our mortgage advisers are here to answer any questions and guide you through the next steps, whether you’re dealing with a divorce, planning to remortgage, or making a new purchase.

How Much Do Our Reports Cost?

  • No Mortgage Capacity Report - £149

    This Is A Report That Will Confirm You Are Unable To Get A Mortgage.

  • Single Mortgage Capacity Report - £249

    That Will Confirm The Amount You Are Likely To Be Able To Borrow.

  • Joint Mortgage Capacity Report - £549

    That Will Confirm The Amount You Can Both Borrow Separately.

See Our Reports

Speak To An Expert Today

Location
Kille House, Chinnor Rd, Thame Oxfordshire OX9 3NU

Contact Us

WHAT IS A CAPACITY REPORT?

A Mortgage Capacity Report is an essential document that evaluates your financial position, helping you understand your potential borrowing power. It considers various factors such as your income, outgoings, dependents, maintenance, benefits, age and the current lending criteria of banks and building societies. With our report, you’ll have a clear, realistic view of how much you can borrow and what mortgage options are available to you.